What is the difference between pet insurance and a pet wellness plan?

Pet insurance and wellness plans are two different options which can help to make your pet's care more affordable for you. Each offers distinct benefits, but it is important to understand their differences. Here, our Wake Forest vets explain more about wellness plans and pet insurance.

Protecting Your Pet's Future

Insurance policies and wellness plans both offer benefits, but do so in different ways. It's important for you to understand what kinds of services your pet is and isn't covered for under either of these types of plans. By understanding these options you won't be left out of pocket when you visit your vet or need to plan the payment for your pet's veterinary care. 

What is a wellness plan?

Wellness plans make it easier for you to cover the cost of routine veterinary care and, unlike pet insurance, you only pay for the treatments and services you use throughout the year.

Wellness plans allow you to adopt  a more proactive approach to your veterinary care by playing a little bit each month rather than a lump sum at each visit. These plans can help you vet spot early signs of diseases or conditions before they advance to a more serious stage, and a more expensive treatment is required.

What does a wellness plan cover?

Wellness plans generally cover routine care like paraiste prevention, wellness exams, blood tests and vaccines. Improving and maintaining the standard of your pet’s overall health during their lifetime is easier because these plans spread out the cost of routine vet care.

What is pet insurance?

Should your pet require emergency veterinary care, pet insurance helps you to take care of the cost of treatment.

The truth is, emergency care for conditions like diabetes or cancer can become incredibly expensive. If you have pet insurance, it means you will have help paying the bills for accidents and conditions which are covered by your policy. 

What does pet insurance cover?

Pet insurance policies will often differ, but they usually cover emergency treatment and illnesses. Some policies may also include prescriptions and congenital conditions.

How do I choose which option to buy?

You should make sure that you know precisely how pet insurance and wellness plans can benefit you in order to make and educated decision about which is right for you. Some pet owners choose one or the other, while others subscribe to both to make sure their pet has complete coverage.

If you aren't sure which coverage is right for you, ask your vet. They can help you decide based on your pet's particular needs and concerns.

Our annual Wellness Plans help keep pets healthy. Choose the Wellness Plan that's right for your pet.